Contractor Agrees to Iowa Consent Order Relating to Unlicensed Public Adjusting – Cyber Tech

The Iowa Insurance coverage Division entered right into a consent order with a Midwest roofing contractor on Sept. 5 following a June stop and desist order towards contractors performing as unlicensed public adjusters.

IID alleges that AmeriPro Roofing solicited enterprise to Greenfield, Iowa residents following a Might 2024 storm by presenting itself to potential clients as contracting for restore and offering public adjuster companies within the State of Iowa.

At the very least one AmeriPro worker supplied Greenfield clients and potential clients with an AmeriPro Roofing Contract, which created the impression that AmeriPro would offer public adjuster companies and was lawfully approved to take action.

In Iowa, a contractor not licensed as a public adjuster is prohibited by regulation from promoting, or in any other case providing, to barter with the insurance coverage firm.

AmeriPro agreed to institute modifications to its contracts, web site, and ads to deliver them into compliance. The Illinois-based firm has additionally agreed that its workers and representatives will not supply to help its purchasers in negotiating claims with their insurance coverage firm.

AmeriPro was one in every of 4 contractors to obtain a stop and desist letter within the aftermath of the Might 21 storm that hit Greenfield. The storm produced an EF-4 twister, which hit Greenfield with peak winds of 185 miles per hour, in accordance with NASA Earth Observatory.

Iowa Deputy Commissioner Jay Kirby warned that” unlicensed storm-chasers could try to create expectations on settlement values or scope of repairs that don’t align with the language of the insurance coverage coverage which might trigger delays to assert decision and added expense to customers.”

IID alleges AmeriPro revealed provides and statements on its web site creating the impression that it supplies public adjusting companies. One webpage provided an in depth 10-step information to clients on submitting an insurance coverage declare.

An AmeriPro worker solicited not less than one Iowa buyer at his door, providing to provoke and deal with the shopper’s insurance coverage declare. The shopper entered into an AmeriPro Roofing Contract, the provisions of which permit AmeriPro to barter the declare on the shopper’s behalf.

The AmeriPro web site contains a number of disclaimers stating that it doesn’t supply or contract public adjusting companies. IID stated these disclaimers display that AmeriPro is conscious that they aren’t lawfully approved to supply or present public adjusting companies.

Subjects
Contractors
Iowa