USAA Rewards™ American Specific® Credit score Card Overview 2024 – Forbes Advisor – Cyber Tech

USAA Rewards™ American Specific® Card* vs. Blue Money On a regular basis® Card from American Specific

The Blue Money On a regular basis® Card from American Specific (phrases apply, see charges & charges) is a strong choice for widespread spending classes. It earns 3% money again at U.S. supermarkets, U.S. gasoline stations, and on-line retail purchases within the U.S. (on as much as $6,000 in every class per 12 months in purchases, then 1%), and 1% money again on different purchases. Money again is acquired within the type of Reward {Dollars} that may be simply redeemed for assertion credit or at Amazon.com checkout.

You’ll additionally earn a $200 assertion credit score after spending $2,000 on purchases throughout the first 6 months.

Regardless of not charging an annual payment, the cardboard affords as much as $84 in assertion credit annually — or as much as $7 per thirty days — whenever you use your card to subscribe to the Disney+ Bundle. You’ll additionally stand up to $15 per thirty days ($180 yearly) towards an auto-renewing HomeChef subscription.

USAA Rewards™ American Specific® Card* vs. Capital One SavorOne Money Rewards Credit score Card

One other wonderful selection for on a regular basis spending classes is the Capital One SavorOne Money Rewards Credit score Card. The cardboard earns 3% money again on eating, leisure, widespread streaming companies and grocery shops (excluding superstores like Walmart® and Goal®), 5% money again on accommodations and rental vehicles booked by way of Capital One Journey, 8% money again on Capital One Leisure purchases, and 1% on all different purchases (charges & charges).

It additionally affords a $200 money bonus after spending $500 on purchases throughout the first 3 months from account opening. New cardholders can take pleasure in a 0% intro APR on purchases and steadiness transfers for 15 months; 19.99% – 29.99% variable APR after that; 3% steadiness switch payment for the primary 15 months, 4% at a promotional APR that Capital One might give you.

For those who join Uber One, you’ll get your membership payment coated by way of Nov. 14, 2024, and also you’ll additionally earn 10% again on Uber and Uber Eats purchases throughout that point. The cardboard has no annual payment.

USAA Rewards™ American Specific® Card* vs. Wells Fargo Energetic Money® Card

For those who choose the concept of a rewards card that gives a excessive rewards fee on all your purchases, take into account the Wells Fargo Energetic Money® Card. It earns a flat 2% money rewards on purchases, plus affords a $200 money rewards bonus after spending $500 in purchases within the first 3 months.

You’ll additionally get a 0% intro APR for 15 months from account opening on purchases and qualifying steadiness transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Steadiness transfers made inside 120 days qualify for the intro fee and payment of three% then a payment of as much as 5%, with a minimal of $5 applies.